What to do when your Workers’ Compensation is denied
According to the Bureau of Labor Statistics report, there were about 2.8 million nonfatal on-the-job illnesses and injuries reported by private industry employers in 2017. Going by the numbers, these cases are way more prevalent than one would expect.
On-the-job injuries and diseases are typically covered under an employer’s workers’ compensation insurance policy. This type of insurance is designed to provide financial support and medical benefits to employees who suffer work-related injuries or illnesses.
Most states mandate that employers maintain workers’ compensation insurance to ensure that employees receive necessary care and compensation without the need for lengthy legal battles. The requirement for coverage is often based on the inherent risk level associated with the specific industry in which the employer operates. This means that industries deemed to have higher risks, such as construction or manufacturing, may face stricter insurance requirements compared to those in lower-risk fields like clerical work.
Also, if you suffer from work-related injuries or illnesses, such as lung disease from exposure to toxic chemicals or cumulative trauma like carpal tunnel syndrome, you could be eligible for workers’ compensation. But what if your claim gets denied? Don’t worry! You can always reach out to a workers’ compensation attorney, such as those available through platforms like Schuerger Shunnarah Trial Attorneys (https://www.warforhou.com/houston-workers-compensation-lawyer). They can represent you, guide you through the legal process, and fight for your rights to ensure you are treated fairly.
Now, you might wonder why your workers’ compensation claim could be denied. There are various reasons this could happen, including:
- Missed deadlines – like taking too long to report the incident
- The dispute about whether the disease or injury is job-related – like your employer trying to argue that your injuries did not arise from your occupation
- Your condition does not meet state guidelines – Washington has special restrictions on workers’ comp claims for psychological conditions and cumulative trauma.
- You file the claim after leaving your job –insurance companies will deny a request that was submitted after you were laid off, fired or quit – unless you have a good reason for that.
Having said that, it would be beneficial to hire a lawyer like John Larrimer because they might be aware of the legal procedure involved in such cases and it would be a better choice than trying to get justice yourself.
How to go about a denied workers’ comp claim
It can be so stressing to have your workers’ compensation claim denied – in addition to the injury or disease. You also have medical bills to take care of. Sometimes, the condition may result in less life enjoyment, along with other issues. But don’t give up yet. Denial doesn’t mean the end. The good news is that you can still have your claim approved even after it was initially denied.
The best approach to a denied claim is to look for workers’ compensation help in Everett. An experienced workers’ comp lawyer will carefully review the denial letter to find out why your claim was denied in the first place. They will then advise you on the best course of action to take. You could choose to do it alone – like check for mistaken paperwork and stuff like that, or contact the claims adjuster to see if they can clear up the issue, but this will often be less successful. Well, unless the insurance company or your employer made an authentic mistake and admitted it. Often, appealing for the denial is the only best way to fight a denial – and that’s why having a lawyer is critical.
Another important thing to keep in mind when you are choosing a workers’ compensation attorney is to look for law firms with a strong reputation and a team of knowledgeable and experienced lawyers. It is because having a reputable firm, like Ritchie Law Firm, on your side can significantly impact the outcome of your case. Experienced attorneys easily understand the complexities of workers’ compensation laws and can effectively navigate the legal system on your behalf. They can also identify and counteract common tactics used by employers or insurance companies to minimize or deny any claims.
How a lawyer helps
Unless your petition were denied because of some sought of mistake that was cleared up immediately, it would be wise to consult with a workers’ compensation attorney soon. One of the main reasons why many employees lose their appeals is because they choose to go alone. Unfortunately, this is a very complicated legal process involving civil procedures and rules of evidence that are hard for an average person. Again, the workers’ comp appeals have very short timelines; so many employees often miss out because of delays. A lawyer takes care of all these for you. He or she is your best shot at getting your workers’ comp claim approved.